Introduction The financial sector in recent years has witnessed a transformative revolution in emerging technologies. What has come out in this technological revolution is the new way of lending through blockchain. With its decentralized and transparent nature, blockchain transforms the future of lending by cutting down on intermediaries and adding to efficiency levels while opening […]
Introduction Non-Resident Indians (NRIs) often face unique financial challenges when seeking loans in their home country, India. This is due to their overseas residency status, which can make it harder to meet traditional loan requirements. However, Indian financial institutions have realized this and introduced various loan products specifically designed for NRIs, enabling them to access
Introduction India is witnessing a rapid increase in the aging population. The financial needs of older people are no longer limited to retirement. A majority of elderly individuals require money post-retirement for living, healthcare, or for unforeseen expenses. However, older generations are considered to have a fixed income or savings. They are not always available
Introduction Women in India have been marginalized in economic participation, especially in entrepreneurship. Social and cultural norms have often restricted women’s access to resources. However, the tide is slowly turning. Today, more and more women in India are taking bold steps toward entrepreneurship. To bridge the gap, Indian women have always been supported and empowered
Introduction One freedom that freelancers enjoy is the ability to be self-employed. While freedom indeed has its prices and one of the highest costs may be paid when it comes to loan acquisition. Because freelancers are not tied to any employer, they do not have a predictable salary that traditional financial institutions can rely on
Introduction Agriculture is the backbone of feeding the world, and farmers are the face of this important work. However, farming is a risky business, with uncertain weather patterns, volatile market prices, and high input costs. To help alleviate these challenges, agricultural loans have become a staple of the agricultural economy, providing much-needed financial support to
Introduction A wedding is considered one of the most important ceremonies in an individual’s life, marking a sense of love, commitment, and a new beginning. While planning this momentous occasion, numerous couples enter a harsh reality about the price tag on such a grand event. The costs for booking a venue, dresses, catering to guests,
Introduction Over the last decade, the world has experienced increased environmental awareness and the call for sustainable development. Global warming and depleting natural resources are only some of the urgent environmental issues that need attention. To counter these issues, there has been a surge in green initiatives focused on the health of the planet, reduction
Introduction Traveling is a rewarding experience that allows you to explore new destinations, create lasting memories, and take a much-needed break from the hustle and bustle of everyday life. However, the cost of a vacation can sometimes be prohibitive, making it difficult to embark on the trip you’ve always dreamed of. In such situations, a
Introduction Emergencies are so unpredictable and can really strike at an unguarded hour. People left in such dilemmas are emotionally strained but suffer the financial aftermath of the moment as well. If a life-threatening accident happened or a spontaneous illness, where a medical service was not fully covered by any insurance, suddenly, the hospital bills